ICICI Direct — reversal of credit card charges

Address:Rajkot, Gujarat, 9401150593558504

A credit card is given to as free card as per discussion with icici marketing officials in sept 2018 card no 4374xxxx6211xxxx5000.in the same card bank threatening me to pay the charges otherwise you are defaulted. As i have not used the card and also not going for any loan why should pay any charges which was created wrongly. All knows the banks npa loan given to well known company they are yet not declared as defaulted. What is going in bank it is question. Why the bank is not processing for recovery. It is my humble request to reverse the charges if any and inform me accordingly.
Thanks with regards.
.. Ashok paun
. Mobile no [protected]
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