| Address: | Raipur chhatisgarh |
Subject: Cheating by local agents ( advisor) by giving wrong information of icici policy
( number 19562715 IPRU Wealth builder II and A0106178 single premium pruI wealth UIN)
Dear sir
In 2015 in Raipur chhattisgarh mr wasim( presently) branch head ICICI PRU at Telibandha chowk Raipur branch OF chhattisgarh) and mr Ahamed miran raza advisor( license no[protected] met me and suggested me, to not to encash some previous maturity payment of an icici policy no 19562715, because a lot of tax will be deducted on maturity benefit . They suggested to fully invest the payment to a Newpolicy (IPRU WEALTH BUILDERII), because in this new policy there will be no tax 9n maturity benefits. Ass per their suggestion i invested full amount ₹3 lakhs to above policy (number[protected]. There after i paid 3 lakh every year from 2015 to 2020. ( Total amount paid in 6 years was 18 lakhs). In 2021 They both suggested me that benefit in this policy are very limited there fore it will be better if I switch the matured amount to another single premium policy named ICICI PRU I WEALTH UIN 105L175 V02 .
Therefore as per their suggestions I purchased above policy of single premium of 19.10 lakhs ( out of total maturity amount of policy number 19562715, ₹19.17 lakhs)with another policy and purchased new policy numberA0106178 ( icici pru wealth I)in the month june2021. They also suggested that maturity benefits in this policy will also be exempted from any tax.
During filing the IT returns in This month july 2022 my CA informed that both the policies( matured one and another newly purchased single premium policy) hv no tax exemption on maturity benefits.
In this connection when i tried to contact mr wasim ( Raipur icici Telibandha branch head) and his companion mr Ahemed miran raza, (license no [protected]) they assured me that policy benefits are tax free under clause 10(10D) and they will provide me policy statement within day or two ( before filling the IT return) . But now they hv not only failed to provided any such document mentioning tax benefits on this policy, but also they are not attending my calls.
To hide the facts they hv shown their own mobile number( [protected]) in my policy no19562715. whereas my mobile number is [protected].
In this way They both have cheated me by wrongly informing about the tax benefits on the policy.
Due to there cheating and misquidance i hv been put to huge loss by 30%tax amount and also very small maturity benifit( 1.17 lakh) on investment of 18 lakhs in Six years. Morever for new policy of single premium I hv to pay tax on maturity.
It is very clear from the above facts that These both the persons Mr Wasim ( Raipur branch head of icici policy) and mr Ahemed miran raza hv cheated me and put me to a great financial loss. Therefor request U to take appropriate action against both the persons to save the reputation of the company and for safequard of other customers . U are also requested to inform me the action taken against Them.
Thanking you
Ashok kumar Mandhan
C/136 Taigore nagar
near Devi Laxmi hospital ( opposite SBI ATM)
Raipur Chhattisgarh
pin 492001
Emai ashok.[protected]@gmail.com
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