India Post — Encashment of KVP

For Your kind information. i have been to the Gangtok Head Post Office twice already, once was in March, 2015 and today i.e. 2.05.2015, my visit was to encash 04 number of Kisan Vikas Patrika each amounting to Rs.50, 000/- 1. Name of Depositor: Mr. Zoeland Christopher Chettri. 2. Amount deposited : Rs. 8, 00, 000/- 3. DOM: 30.11.2018 4. Seperate KVPs each amounting to Rs. 50, 000/- have been issued in the depositors name. Issue being faced: KVP No. 04GG305743, 04GG305744, 04GG305745, 04GG305746 each amounting to Rs. 50, 000/- each. i Had gone to encash 04 number of KVP's amounting to a total of Rs. 2, 00, 000/- from the total amount deposited I.e. Rs. 8, 00, 000/- However the postal staff concerned now states that it is not possible to encash the KVP separately. they have also advised me to encash the total deposited amount before their date of maturity, but i DO NOT want to do that. I do not need Rs. 8, 00, 000/- i only need Rs. 2, 00, 000/- Why can't i encash the 04 number of KVP's each amounting to Rs 50, 000/-- and meet my required expenditure. after all i have been issued separate KVP's. i also the written comment of the concerned Postal Officer in writing on my application as proof. Appreciate any help from the Forum. Thank you. Zoeland Christopher Chettri mob: [protected] [protected]@yahoo.com