IndiaBulls — bigbig fraud company charging wrong and too much prepayment charges

Address:

Virar West, Mumbai City, Maharashtra, 401303

I wanted to close the loan having account no. Hlapbor00394337.
Please note that the current outstanding balance of the loan is 1758831/- as per the closure letter received with me, and foreclosure charges mention in the letter are almost 6% which is amounting to rs.101775/- which is extreamly higher. I am a nomal person and can not afford these much burden of prepayment charges.
My original loan amount was 1800000/- and i took a loan in january 2018 and till now in 15 month i have paid you almost rs. 300000/- as an interest and i. E. Also regularly and now additional 104000/- you are charing me for prepayment. These can not be digested at all.
These is highly unprofessional that if person is coming to close the loan. You people give them a big big # of charges that he can not afford at all.
This has given me a very very bad impression about indiabulls home loan.

I have taken loan of rs.1799000/- and so far i have paid you around rs.300000/- and now you are charging me addition 104000/- around that means so far i have not paid a single rupee towards loan repayment, rather you are taking additional rs.70, 000/- over and above my original loan of rs.17, 99, 000/- from me as i don't know what you people called. But these is really looking like you people are harassing me for taking loan from you.

Because i don't know why you people have shown my proprietorship firm as co applicant and i dont understand any rational reason behind these proprietary showing as a co applicant because i am an employee as a salaried person with m/s shaileen dalal & co. And i dont know why mr bhavin kyara has taken my propritory account as co applicant. Because my property is under individual name and my salary was also credited to my individual saving account then i don't understand any particular reason for showing this propritory name.