Indian Bank — refund amount not debited in my account

I have made a txn through upi to irctc to book ticket on 29/01/2020 at 07:56 pm, amount got deducted but ticket wasn’t not generated.

As per upi team, amount has been successfully refunded from their end on 31st jan, 2020 02:44 pm. Banks take 5 to 7 working days to credit the amount to our account, but still its not credited in my account.

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