Indian Overseas Bank — regarding a loan

Address:Kodagu, Karnataka, 571201

I am a senor citizen, i am a agriculturist in coorg madikeri iob bank
My transaction is from 1995 in this bank there was no issue till last 3 months
In this bank,
I have taken loan in this bank it was so easy for me to do the transaction,
Last 3 month ago i have applied for a agriculture loan in this bank and given all the papers to the manager, he has seen all the papers and he told that he can give the loan in 15 days you can proceed the work in your estate, we have spend money to do the work in estate seeing this loan, and went many times to bank to approve the loan. The manager was just telling me to come after 2 days like this he have taken 3 months, now he is saying he cant give, the document was all correct no issue in my document but this manager he don't want do give the loan, at last i knew that he is doing this to all the costumer,
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