Indusind Bank — credit card settlement 9013

Address:

Kolkata, West Bengal, 700099

This is to inform You that I Dibya Sinha holding IndusInd Bank's Credit Card Number [protected] whose outstanding amount is 3, 50, 124.55/- till date. I have already paid 1, 56, 316/- towards this card.

The total uses made by us was 3, 64, 949.78/- in the month of December 2018 and January 2019. Till date my total outstanding is showing 3, 50, 124.55/- that means only 14, 825.23/- is adjusted in the card and rest 1, 41, 490.77/- I have paid as interest only? These interest charges are much higher than any other bank.

Right now I want to settle my Card because I lost my job 6 motns back and I have no funds to make any minimum due amount payment to the bank.
The settlement amount offered by bank was 3, 00, 000/- but I am unable to arrange this huge amount because of my present condition, I already explained so many times to bank's higher authorities everything regarding the same. Because of my current situation I am in huge stress and trauma.

After receiving the last mail from bank I have spoken to all my family members and friends for arranging the fund, but unfortunately the total fund which I can arrange in 2 - 3 days is only 2, 60, 000/- Apart from this I can't arrange a single rupee because no one is ready to help me out of this situation.

I am receiving per day 3 to 4 calls from collection team. They only want minimum due payment. I am regularly telling them that I have already given a request to customer care for settlement but they threatened me very rudely for payment of minimum due amount. They are harassing me day by day.