Jammu & Kashmir Bank / J&k Bank — BHIM JK Bank UPI

I made a transaction to pay merchant an amount of Rs. 1, 00, 000 today on[protected] @12:04 noon and approved it through BHIM JK BANK UPI. The merchant has not received the funds but the same has been deducted from my account. I had arranged the funds from my CC account that will be charged at good interest.
Kindly help out to so that i receive the amount back in my account as fast as possible.
My UPI_Id is "M.[protected]@jkb"
Mobile No: [protected]
Email : rizwan.[protected]@gmail.com