Kapil Chit Funds — reg complaint against kapil chits and sunil (branch manager) because of non remittance of lifted chit amount

Address:

Hyderabad, Andhra Pradesh, 500097

Subject:- reg complaint against kapil chits and sunil (Branch manager) because of non remittance of lifted chit amount in 52 days and all illegal activities.
Sir, i aepuru ramanaiah, (Retd. Sub inspector). Have two 5 lacs chits i. E fklbt23j-42 on the name of my wife aepuru vani and chit fklbt26j-13 on my name in kapil chits, branch l. B nagar and branch manager is mr. Sunil.in october i informed sridhar reddy (Collection boy) to lift my chit on 29/10/18 when he came to my home for collection. He agreed and also informed to mr sunil. Intentionally he didn’t lifted my chit and no any intimation to me about that. Again i went to their branch on 29/11/18 to lift the chit but he was not permitted me to lift the chit. The same matter conveyed to parasharamulu, regional manager of kapil chits on the same day who is present at that time in the same branch. He shouted on mr sunil for his wrong procedures and mistakes. I lifted fklbt23j-42 chit on 29/12/18 for 438000/-. Even after having one more chit he asked me for surety. So i asked him to give the surety papers but he said that i will send within two days. He didn't send surety papers upto 20/01/19 and after several remainders finally he sent surety papers on 21/1/19. I submitted the surety of 4 members including me on 24/1/19. Verification of single person not done up to 10/2/19. He sent one person with blank surety documents i. E without filling the details in it on 11/2/19 for taking sureties. Even then one ci, si and head master done signatures on all the blank surety documents because of faith on me. I have produced 3 sureties other than me i. E total 4 sureties. He is asking 2 signed cheques with out date and without giving receipt. While joining chit he said that only three sureties are required to lift the chit. I said that i never give two signed cheques without date and without receipt. I became ready to give the cheques if they will give the receipt but he is not ready to give the receipt. He is not giving chit amount without cheque so i requested him to cancel / surrender my two chits and also to do the cancellation process as i don't want to continue in chits because of worst illegal procedures i. E asking signature on blank documents with out filling details and asking cheques with out receipt. I also sent a message and application through whatsapp to take necessary action to refund my deposited amount as i am surrendering two chits. No any action taken by him still today neither he is giving the lifted chit amount and nor cancelling my two chits and also refund of deposited amounts in two chits. They are asking 2 signed cheques without date and not ready to give receipt of cheques to me. Even after giving total 4 sureties why i have to give signed cheques without receipt. Manager sunil is asking the signature of sureties without filling surety documents i. E on all blank documents. I can produce witness of three people how he send the surety papers. Even after giving 3 sureties he is asking for signed bank cheques without date and refusing to give the receipt for cheques. So all the activities are illegal and since 45 days they are not giving my lifted chit amount nor cancelling my two chits. I am also attaching the application sent for cancellation of two chits.
Therefore it is requested that may kindly be taken stern legal action against mr. Sunil, branch manager and kapil chits to clear the chit amount and also for their illegal activities. This is not only the problem of me and but also the problem of most of the customers. I am looking forward for your early against these people to refund my two chit amounts.

Regards
Aepuru ramanaiah & aepuru vani

Whatsapp messages sent to mr. Sunil branch manager
[08:54, 2/6/2019] aepuru ramana:
What happened to amount nd when u will give the amount as i had plot registration pls do it today
[09:02, 2/6/2019] aepuru ramana:
Ninna kuda remind cheyamannaru chesanu ekkadi varaku vachindi process ee roju ayyetattu chudandi
[09:03, 2/6/2019] aepuru ramana:
Ninna kuda remind cheyamannaru chesanu ekkadi varaku vachindi process ee roju ayyetattu chudandi
[09:07, 2/6/2019] aepuru ramana:
Naa suryty anni govt employees vi aadhar. Employee id valla signatures anni iichanu naa surety iichanu malli nadi inkoka chit kuda vundi
[08:49, 2/7/2019] aepuru ramana:
Meeku chala sarlu call chesanu mee phone off ani vachindi.. Emayindi amt vishayam. Four msgs kuda pettanu reply ledu plot reg. Undi amt ventane ivvagalaru nenu 10/2/19 varaku wait chestanu lekapote vere action ki vellalsi vastundi. Oct nov padakunda chestaru ippudu padina taruvata ibbandi pedutunnaru repatiki 40 days ayipotayi meeru 30 to 40 days ani chepparu meeru enduku reply ivvatleda remind cheyamannaru msg pettanu
[20:07, 2/9/2019] aepuru ramana:
Sunil garu, madam verification kosam repu pampinchandi repu ame inti daggare untundi ellundi malli school ki velutundi
[20:22, 2/9/2019] aepuru ramana:
Working time lo vallu undaru anduke repu pampichandi. Meeru ninnane ayipotundi ani chepparu intavaraku cheyaledu monday etti paristitullo ayyetattu chudandi.
[20:28, 2/9/2019] aepuru ramana:
Naa dabbulu naaku avasaraniki ivvanappudu naaku chits valla emi prayojanam. Dabbulu ivvalekapote 2 chits close chestanu. Inni sarlu naku unna avasaram meeku cheppina meeru action emi cheyatledu.
Sunil garu,
One si and one ci and one head master sureties cheyinchi pampanu. Registration kavalsina plot chetinundi poyetattu undi. Anduke two days lo amt arrange cheyagalaru. Inka naku late cheyoddu plot potundi. Fast action cheyagalaru
You send the surety documents without filling details i. E blank surety forms for getting sureties. Even then one ci, si and head master done signature on all of your blank surety documents because of faith on me. I have produced 3 sureties other than me i. E total 4 sureties why i have to give 2 signed cheques with out receipt. Can you give me a cheque or any document without receipt. I never give two signed cheque without date and without receipt. While joining chit you said that only three sureties are required to lift the chit. Now you are playing other drama. I[censored] are not ready to give the chit amount without cheque so i want to cancel/ surrender my two chits. Do the cancellation process i don't want to continue with your chits because of worst illegal procedures i. E asking signature on blank documents with out filling details and asking cheques with out receipt. Finally i decided to cancel two chits. Take necessary action to refund my deposited amount as i am surrendering two chits. Option-1 refund the amount of lifted chit without cheque. Option-2 cancel two chits and refund my deposited two chits amount.

Whatsapp messages sent to regional manager
[20:43, 2/4/2019] aepuru ramana:
Hi sir
This is ramanaiah sub inspector and i met with u in sunil branch on 29/11/18. I have two 5 lacs chits in ur branch. Fklbt26j-13 and fklbt23j-42. I lifted fklbt23j-42 chit on 29/12/18 for 438000/-. Even after having one more chit he asked me for surety. So i asked him to give the surety papers but he said that i will send within two days. He didn't send surety papers upto 20/01/19 and after several remainders finally surety papers sent on 21/1/19. I submitted the surety of 4 members including me on 24/1/19. Still today no verification done and now he is saying that it will take 1 month. As per your rule payment should be within 30-40 days i am in an urgency of money for plot registration. This registration is pending since october because of sunil not lifted my chit in oct and nov. Already i explained to you in this regard on that day. I am a sincere payee of your chit amounts in the same month. When i call him for several times he will put my call on hold or he never lifts and always he speaks irresponsibly as you saw on that day. If i had one more chit why surety is required. He is creating problems since oct-18. I am sending this matter to resolve the problem. I hope that surely i will get proper solution from you for this problem. He is enforcing me to take any legal action with his attitude. If i don't get any solution and money upto 10/02/19 i am decided to take up the case with my dig and will file a case against sunil. I am not a beggar to request him everyday even after depositing my money in kapil chits. He is completely useless, irresponsible and unfair manager. Is it correct way to deal with the sincere customer. Customer relation is very important in this field. Expecting a early reply from you.
Regards
A ramanaiah
Sub inspector

[09:02, 2/7/2019] aepuru ramana:
Sir i sent two msgs reg the problem of chit amt but no reply from u. Pls instruct sunil to remit the amt as i had plot registration. If my amt is not useful to my needs what is the use to kept them in kapil savings. I will wait upto 10/2/19 nd i will go for legal action nd also i withdraw two chits becos of worst customer relation. I sent five msgs to sunil he already read those msgs but didn't given any reply to them this is the attitude of him.
[09:03, 2/7/2019] aepuru ramana:
I am forwarding msgs sent to. Sunil
[09:03, 2/7/2019] aepuru ramana: as per request this is remainder for paying chit amt
Ramanaiah
Si
[09:03, 2/7/2019] aepuru ramana: as per request this is remainder msg for paying chit amt to me
Ramanaiah
Si
[09:03, 2/7/2019] aepuru ramana: what happened to amount nd when u will give the amount as i had plot registration pls do it today
[09:03, 2/7/2019] aepuru ramana: ninna kuda remind cheyamannaru chesanu ekkadi varaku vachindi process ee roju ayyetattu chudandi
[09:03, 2/7/2019] aepuru ramana: ninna kuda remind cheyamannaru chesanu ekkadi varaku vachindi process ee roju ayyetattu chudandi
[09:03, 2/7/2019] aepuru ramana: naa suryty anni govt employees vi aadhar. Employee id valla signatures anni iichanu naa surety iichanu malli nadi inkoka chit kuda vundi
[09:03, 2/7/2019] aepuru ramana: meeku chala sarlu call chesanu mee phone off ani vachindi.. Emayindi amt vishayam. Four msgs kuda pettanu reply ledu plot reg. Undi amt ventane ivvagalaru nenu 10/2/19 varaku wait chestanu lekapote vere action ki vellalsi vastundi. Oct nov padakunda chestaru ippudu padina taruvata ibbandi pedutunnaru repatiki 40 days ayipotayi meeru 30 to 40 days ani chepparu meeru enduku reply ivvatleda remind cheyamannaru msg pettanu
[09:08, 2/7/2019] aepuru ramana: as per the whatsapp status he saw my msgs yesterday at. 22:22 hrs but no reply.
[20:22, 2/9/2019] aepuru ramana:
Sir
Still today i didn't get my chit amount. 40 days over and also sureties submitted. Pls inform sunil to disburse the amount at least on monday as i had the plot registration.
You send the surety documents without filling details i. E blank surety forms for getting sureties. Even then one ci, si and head master done signature on all of your blank surety documents because of faith on me. I have produced 3 sureties other than me i. E total 4 sureties why i have to give 2 signed cheques with out receipt. Can you give me a cheque or any document without receipt. I never give two signed cheque without date and without receipt. While joining chit you said that only three sureties are required to lift the chit. Now you are playing other drama. I[censored] are not ready to give the chit amount without cheque so i want to cancel/ surrender my two chits. Do the cancellation process i don't want to continue with your chits because of worst illegal procedures i. E asking signature on blank documents with out filling details and asking cheques with out receipt. Finally i decided to cancel two chits. Take necessary action to refund my deposited amount as i am surrendering two chits. Option-1 refund the amount of lifted chit without cheque. Option-2 cancel two chits and refund my deposited two chits amount.