Dear sir/madam,
My name is yashovardhan milind bichu and i writing to your regarding my hard earned money which i have lost as i was unable to afford the premium of the policies which i had started few years back with lic. The details of my policies are mentioned below for your reference, currently i have more than 1 lac rupees which i have invested in lic in different policies and now i am unable to find any way to get the money back.
When i started the policies i was able to afford the premium and so i started investing, after that in 2017 i relocated to pune and since then i need all my income for my expenses and therefore i am not in a position to afford the high premiums of the policy which i had taken. I checked online and also with multiple people in lic whether i can get back the money from lic but they all said that it is not possible and i have to pay the premiums for atleast 3 years to get 30% of the premiums back which i cannot afford right now.
My request to you is, as a customer centric organization please charge some penalty for surrendering the policy and please refund the balance amount to me. The amount is more than 1 lac rupees and i am not even able to trace the exact amount from the portal. It is unfair that you keep the entire sum with you in such situation.
The covid-19 situation will have a further impact on my earnings and i am therefore requesting you to help me in this regard. Please help to cancel the below policies and also to process the refund for the balance amount. I request you to look at this request emphatically and help with a solution accordingly.
I have sent an email to lic on 1st april but there is no acknowledgment or response from their side for the same.
Policy number policy name current status
[protected] the endowent assurance policy (Plan -14) reduced paid up
[protected] the endowent assurance policy (Plan -14) reduced paid up
[protected] the endowent assurance policy (Plan -14) reduced paid up
[protected] the endowent assurance policy (Plan -14) reduced paid up
[protected] the endowent assurance policy (Plan -14) reduced paid up
[protected] new jeevan anand (Plan - 815) lapsed without surrender value
[protected] new jeevan anand (Plan - 815) lapsed without surrender value
[protected] new money back plan - 20 years (Plan - 820) lapsed without surrender value
[protected] new money back plan - 20 years (Plan - 820) lapsed without surrender value
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