Life Insurance Corporation of India [LIC] — Interest Rate is not changed during Floating Rate

Address:	625526
Website:	www.consumercomplaints.in/new_complaint

My LIC HFL Loan Account Number :[protected]. Sanctioned Amount 2810000, when I took the loan I have chosen Fixed rate for first 2 years for 10.1 % interest rate.Now the rate is showing as 11.7% (Floating) against my Housing Loan.As per LIC HFL revised interest rates w.e f 26.11.2016 - Last updated as on 26 November 2016 for interest type of Floating the interest rate would be 9.20%
When I complaint this to LIC branch office they asked me to do below
All loan applicants' have to give

1. A request letter signed by all loan applicants

2. Copy of photo ID & address proof (Originals will be required for

verification) of all loan applicants.

3. Promissory note(format available with LICHFL) to be affixed with Re 1

Revenue stamp and signed by all loan applicants'

4. Rewriting (format available at our end) letter to be signed by all

loan applicants'

5. Payment of Rs. 1150/- (1000+S.Tax) for rewriting charges has to be made by DD in favour of LICHFL

Why should I pay again 1150 DD for this.? Its totally wrong.they have to change the interest rate as per RBI declaring before 3months.

What is the best approach for this?