Life Insurance Corporation of India [LIC] — reg accidental claim

Address:

Kathua, Jammu and Kashmir, 184101

My jija g expired in road accident on 18 dec 2014. He was a lic policy jeevan anand on his name but lic pay only insurance amount n no accidental insurance paid by lic till date, lic rep said that insurer has no valid driving license so no accidental claim paid by lic even the driver of truck accepted his negligence to which insurance dead. Many times i approach to lic but no any progress till date, suggest me whether we r eligible for death claim or otherwise.