Mahindra Finance — loan settled in 2017 but now demanding 1 lakh rs to resettle same loan

Address:Udham Singh Nagar, Uttarakhand, 244713

I take loan of near 5 lack from mahindra finance on 2013 July for 4 Years. And settle my rest pending amount off 1, 48, 800 on Feb 2017 in 1, 20, 000 and I paid this amount by cheque. Now I get to know that my account was not settled at that time . And I have to pay Extra 60000 penalty on 28800 and 12000 yard charges. And my car was taken on 5/Jan/2020 by my driver in Haridwar. Please tell why I have to pay extra 1 lack for the loan which I already paid .
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