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Max Bupa — BAD BEHAVIOUR AND CHEATING PRACTICE BY THE AGENT MUKESH SHARMA OF MAX BUPA having Mobile No.[protected] fail in providing Service

COMMUNICATION HELD WITH THE COMPANY MAX BUPA ABOUT THE AGENT THE DEALING OF MUKESH SHARMA IS ATTACHED
COMPANY DID NOT RESPOND SO FAR
REGARDING :
Policy Number : [protected] ... Customer ID : [protected] ... Insured
Persons : Mr.Ravinder Singh Rana (Self), Mrs.Rita Rana (Wife) ... Paid
Rs.23799/-
Policy Number : [protected] ... Customer ID : [protected] ... Insured
Person : Mr.Sunikshit Rana (My elder son) ... Paid Rs.5428/-
Policy Number : [protected] ... Customer ID : [protected] ... Insured
Person : Mr.Sanchit Rana (My younger son) ... Paid Rs.5374/-
[protected][protected][protected][protected][protected]----
[protected][protected][protected][protected]---
Now coming to the actual issue ...
Policy Number : [protected]
Dear Sir,
Just to remind you and to your agent Mr.Mukesh (Mobile Number : 98880
86754), on explanation about MAX BUPA 100% cashless health policy by
your said agent, we had decided to purchase it and you know we (complete
family) is covered and paying since 13.10.2014. So far, we have
approximately paid about Rs.2, 45, 000/- and claimed nothing by God Grace.
Your agent, while arranging the first policy, conveyed to me that whenever we
need any medical treatment with a minimum one day stay / admission in the
hospital, we need not to pay even one paisa to the hospital as far as the billing
amount is within the covered value. For the very first time in the last seven
years, I decided to get the treatment of my left eye under MAX health cover
and that too under the guidance of your agent after explaining him the
problem / illness and beforehand after consulting by him with ASG Eye
Hospitals, Plot No.9B, Malhar Cinema Road, Sarabha Nagar, Ludhiana - 141
001. Before I moved for a check-up from my home on 27.06.2021, I again
obtained an assurance from your agent on whether I need to carry cash with
me or not. He affirmed that I shouldn't carry any cash and need not pay to the
hospital.
After preparation of my file and on primary check-up, the doctor advised me to
get OCT and angiography for which they asked me to pay Rs.4600/-. I paid
these charges against their bills number LDH/22/HO/2203
and LDH/22/HO/2208 dated 27.06.2021 for Rs.2000/-, Rs.2600/-
respectively. I called-up Mr.Mukesh to convey about these charges, he
replied that on initial checking I will have to pay the same and he told me
that he will get the said charges reimbursed after the treatment is over.
Being a 100% cashless policy holder, such charges shouldn't have been paid
by me but keeping in view the circumstances at that time I had no choice but
to bear this cost from my own pocket. It was very surprising and embarrassing
for me. At that time in the hospital, I was feeling myself somewhere cheated
by your agent.
As for the eye surgery / treatment, after having been discussed by your agent
with the hospital’s staff, your agent suggested them to submit a request for
Injection Accentrix which costs Rs.27000/- for approval to MAX Bupa. He
(your agent) confirmed to get the approval from MAX Bupa within a few
minutes. The same day (on 27.06.2021) in the evening, I got a call from the
hospital telling me that my appointment for surgery / treatment has been fixed
for 29.06.2021. I asked them about the approval, and they confirmed to get
the approval soon. Next day on 28.06.2021, I received another call from the
hospital telling me that MAX Bupa will pay only Rs.19, 000/- and for the
balance payment, I will have to pay from my own pocket. I conveyed this
scenario to your agent on 28.06.2021. He asked me to wait and let him check
with the company (MAX Bupa). He didn't turn back to me till 29.06.2021
morning. I dropped a message to him on whatsapp. He called me and asked
me to pay the balance from my (patient's) pocket. He further added that the
company pays only this much which means the company will not bear the
100% cost.
I argued with him and said that you cheated me by telling me that the policy is
100% cashless and now you are telling me that the company makes partial
settlements. I warned him to refer this matter to the insurance ombudsman,
he replied to me and threatened me to do whatever I want to do and go
wherever I want to go, He (your agent) said, "I don't bother".
Just for your information, a compensation of Rs.2000/- per day in multiply till
the treatment goes on, as per policy (as conveyed to me by your agent for
MAX Bupa is getting money from me) is also admissible. Your agent has
denied to settle as per 100% cashless policy then keeping in view the current
situation what to say of the compensation and reimbursements. Who will
believe??
It's sheer cheating by your agent Mr.Mukesh (MOBILE NUMBER : 98880
86754) and somewhere MAX Bupa is also responsible for it. Licences of
such agents must be cancelled and they shouldn't be allowed to serve for any
other health insurance companies. I had never expected this type of dealing
from such a worldwide renowned health policy provider.
I am stuck in a very embarrassing situation and it is putting a very bad effect
on my health . You know well what’s the problem with me besides it’s pros
and cons.
Hearing from you soon.
Thanks and regards,
RAVINDER SINGH RANA
Mobile :[protected]
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Max Bupa customer support has been notified about the posted complaint.
Oct 30, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

EXACT CONCERN

Dear Sir / Madam,



You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."



My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.



I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.



Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.



Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.



In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……



Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????



Need your short and straight answer. No hanky-panky ...



image 1.pngimage 2.jpgimage 3.jpg



I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.



Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.



I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.



Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...



Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.



My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.



His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir



An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.



His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour



My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.



His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks



His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye



RAVINDER SINGH RANA

Mobile:[protected]

Nov 08, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

Dear Sir / Madam,

You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."

My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.

Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.

In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……

Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????

Need your short and straight answer. No hanky-panky ...

image 1.pngimage 2.jpgimage 3.jpg

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.

I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.

Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...

Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.

My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir

An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour

My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye

RAVINDER SINGH RANA

Nov 12, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

Dear Sir / Madam,

You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."

My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.

Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.

In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……

Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????

Need your short and straight answer. No hanky-panky ...

image 1.pngimage 2.jpgimage 3.jpg

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.

I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.

Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...

Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.

My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir

An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour

My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye

RAVINDER SINGH RANA

Nov 20, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

Dear Sir / Madam,

You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."

My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.

Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.

In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……

Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????

Need your short and straight answer. No hanky-panky ...

image 1.pngimage 2.jpgimage 3.jpg

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.

I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.

Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...

Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.

My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir

An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour

My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye

RAVINDER SINGH RANA

Nov 26, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

Dear Sir / Madam,

You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."

My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.

Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.

In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……

Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????

Need your short and straight answer. No hanky-panky ...

image 1.pngimage 2.jpgimage 3.jpg

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.

I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.

Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...

Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.

My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir

An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour

My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye

RAVINDER SINGH RANA

Dec 03, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

Dear Sir / Madam,

You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."

My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.

Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.

In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……

Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????

Need your short and straight answer. No hanky-panky ...

image 1.pngimage 2.jpgimage 3.jpg

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.

I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.

Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...

Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.

My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir

An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour

My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye

RAVINDER SINGH RANA

Dec 10, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

Dear Sir / Madam,

You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."

My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.

Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.

In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……

Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????

Need your short and straight answer. No hanky-panky ...

image 1.pngimage 2.jpgimage 3.jpg

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.

I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.

Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...

Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.

My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir

An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour

My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye

RAVINDER SINGH RANA

Dec 17, 2021
Updated by Sunikshit
CURRENT STATUS AND EXACT CONCERN:

Dear Sir / Madam,

You simply said "At the outset, we regret that the services at Max Bupa have not been to your satisfaction."

My reply : From 2013 onwards, I have paid a sum of Rs.1, 94, 731.78 towards premium and taxes but on the part of services from MAX BUPA and your fraud agent - Mr.Mukesh Sharma, there is a BIG ZERO. Ethically, you should reimburse the said amount of Rs.1, 94, 731.78 with an interest of 24% per annum immediately.

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Looks like you people are having training from your fraud agent- Mr. Mukesh Sharma on how to fool and cheat your clients.

Anyhow, I reiterate and submit herewith screenshots of my communications with your fraudulent agent- Mr. Mukesh Sharma who has always been committing 100% CASHLESS treatment by MAX BUPA.

In the communications, tell me where he has denied 100% CASHLESS treatment. If MAX BUPA provides 100% CASHLESS treatment, as committed by you and by your fraud agent Mr.Mukesh Sharma then……

Q1….why I had to pay Rs.4600/- to the hospital from my pocket for tests???

Q2….why did you approve Rs.19000/- instead of Rs.27000/- for the injection????

Need your short and straight answer. No hanky-panky ...

image 1.pngimage 2.jpgimage 3.jpg

I have reviewed your reply given in the email below. However, I regret to inform you that you people are still in a state of arrogance. That’s the reason you people are not able to see the truth about MAX BUPA and your fraud agent, explained by me time and again.

Anyhow, I am absolutely NOT SATISFIED with your clarification for the reasons already explained in my e.mail dated Fri, Jul 16, 3:51 PM text of which is again re-produced here below in quote / unquote for your ready reference. In spite of sending you all the proofs of fraudulent commitments made by your agent Mr.Mukesh Sharma (Mobile Number :[protected] on behalf of MAX Bupa, though you know whatever I am telling you is the truth, but still your not agreeing with me somewhere indicates that you know the truth of MAX Bupa and your agent Mr.Mukesh Sharma (Mobile Number :[protected] that you both are big big frauds. It indicates your arrogancy of not listening to the client. It is not going to harm me any more but a lot to MAX Bupa. You must understand.

I may add here, your agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] is a big big fraud. In 2013, when I got trapped in his fraudulent verbal commitments of 100% cashless treatment by Max Bupa, I was in Kangaro Industries where your said agent MR.MUKESH SHARMA (MOBILE NUMBER :[protected] secured about more than 50 health covers for MAX Bupa buy delivering such false and fraudulent commitments. Today, you can ask him, he doesn't have any clients in Kangaro Industries. All of the clients having MAX Bupa Health Cover have not shifted to other health cover providers. So, please don't believe him (MR.MUKESH SHARMA MOBILE NUMBER :[protected] blindfold. I have already informed you that on every renewal, he was making the same verbal false and fraudulent commitments of 100% cashless treatment by MAX Bupa.

Anyhow, as desired, please refer to my comments which are absolutely true and just for your information, I need not to hide anything or quote beyond the reality. Rest, it's up to you whether you believe or not...

Tue, 29 Jun, 7.27 AM ... My first reaction on his what's app (MOBILE NUMBER :[protected] : On explanation about MAX BUPA 100% cashless health policy by you, we had decided to purchase it and you know we (complete family) is covered and paying since 13.10.2014. You had told, whenever we need any medical treatment with a minimum one day stay/admission in the hospital, we need not to pay even one paisa till the covered value. For the very first time in last seven years I decided to get the treatment of my eye under MAX health cover and that too under your guidance and telling you about the problem/ illness and beforehand after consulting with ASG Eye Hospitals. It was surprising for me when I had to pay from my pocket for OCT and angiography a sum of Rs.4600/-. You promised me to reimburse this amount after the treatment against bills. On your promise I paid this amount. As for the eye surgery, after having discussed by you with the hospital’s staff you suggested to place pre-authentication request for a treatment worth Rs.27000/- More surprisingly, I was conveyed that MAX BUPA will only pay Rs.19000/- and the balance amount I will have to pay from my pocket. It’s a sheer cheating which I had never expected from such a renowned health policy provider. MAX BUPA is not ready for 100% cashless treatment then what to say of compensation of Rs.2000/- per day for which I am paying and the reimbursements against already paid money (as explained above). Need your comments.

My 2nd message ... Tue, 29 Jun, 7.44 AM ... I am stuck in a very embarrassing situation and it is putting very bad effect on my health . You know well what’s the problem with me besides it’s pros and cons.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 7.53 AM ... Calling you soon sir

An unhealthy debate started during our telephonic discussion when I reminded and realized him about his 100% cashless treatment.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.40 AM ... Mind your language mr Rana, I will never tolerate such type of behaviour

My 3rd message ... Tue, 29 Jun, 10.43 AM ... People like you bear a very good character. You are a cheater and deserve such language.

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.43 AM ... Ok.. thanks

His (Mr.Mukesh Sharma MOBILE NUMBER :[protected] reply ... Tue, 29 Jun, 10.44 AM ... I can also write such words about you...but my conscienc never allow me to talk with elder's .. thanks a lot ..Good bye

RAVINDER SINGH RANA

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