Ministry Of Finance Govt. Of India — banks are not providing mudra

Address:

Etah, Uttar Pradesh, 207001

Respected sir,
As i mention i’m mukesh yadav and my qualification is b. Tech in computer science and engineering, sir last year in april 2017 i started a business online car rental service but due to some fund issue i cannot raise my business. Then i decided to go to bank and ask for loan in mudra.
First i go to bank of baroda etah, branch manager told me he is not issuing any loan also mudra loan because previous issued mudra loan is in npa, so cannot issue new one. And i also complaint in bank of baroda website but there is not return call or email to me till now. Then i go to uco bank and branch manager also denied my request to mudra loan.
Finally i went to my nearest regional rural bank (Rrb) that is gramin bank of aryavart vasundhara branch in etah district o[censored]ttar pradesh. I met branch manager but branch manager cannot understand my business and told me to talk to his junior manager mr. Rajan singh. I met him and they understand my business and they told me that your business is perfect but i cannot issue mudra loan because your business is not approachable to our bank. Sir i told him that my company registration address is my village and my all residential proof is show i am resident of village gadanpur post vasundhara district etah that is in your bank area. Then mr. Rajan singh told me another illogical way to reject my loan that is your business area is not under my bank, mr. Rajan singh gave a offer to me to mortgage his father’s property then i will issue your loan, sir this was a big slap on my skill at that time. Actually, sir my business has broad area to cover, small towns to big cities are my area of service. I decided to complaint this behavior to regional manager in regional office of etah, i went to meet regional manager, he said that he cannot help because all decision should be taken by branch head. Then i contact to head office of gramin bank of aryavart in lucknow i called a officer and he guide me to send email to general manager to register his complaint at gm1. [protected]@gba-rrb.com
Sir finally i want to know, is it an illegal thing if we start a business in young age, sir banks are not supporting me. They all denied me to issue my loan because npa is a factor for me. Sir i’m not responsible for bank’s npa then why i’m facing this issue.
Sir i’m an engineer and question is that if banks are not providing loan to engineers then what will the future of this un-employment. Sir please make a easy way to complaint and issue mudra because this is a ultimate scheme it can change future of india.
Hope my mudra will be issue if you make an interfere with gramin bank of aryavart to issue my loan, sir i’ve an good credit history but banks are not supporting me. Hope to response back soon.

Thanking you