MoneyTap — the ongoing personal loan

It's been a month now i had requested for moratorium. I. Had already disclosed that due to financial crisis i had not got payment from my superiors. Accordingly, i am unable to make the payment. I had sent innumerable request which has been checked but not responded appropriately. I had attended the calls too indicating my problems. Even then you guys had tried to take the payment which was bounced. I had also send screen shot of my bank account details for your kind information about the insufficient funds.
Instead of showing leniency you had acted sternly. I am worried that in future also same thing will happen.
I had regularly made the payment. As you know that we are not in a position now to make the payment than why you taking the payment.
Three times it was bounced. I had not expected this type of service from the institution of your repute. You want us to refer your institution to our friends nd relatives. Do you think so under this condition we will talk well about your institution.
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