Payme India — amount was deducted 470 without knowing

Hi. Sir. My name is kishore kumar. I alredy inform to payme india about rbi guidelines due to lockdown. I am not able to pay. I want as per rbi statement 3 months moratorium period. But today 470 deducted from payme india. This s not correct.
My due date is 7.04.2020. I have insufficient funds so, they collected 470 without permission. And in that payme india over one day penlaity added 370. Total 5610. What about my 470. How will you deducted that. And today eve i got message. Nach error due to technical issues. You should maintain sufficient funds for 2 days. What is this?
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