Paytm Mobile Solutions — failed transaction but money was deducted from my bank account

Address:

Prakasam, Andhra Pradesh, 523001

Is this a way to earn money from common middle class people. During booking of train tickets in irctc i have gone through paytm upi transaction and first time it got failed with unknown reason and second second i went in correct way and the tickets are booked but money was deducted from my bank account during first time and the money was not refunded 7950rs. It is a very huge amount and company that i trusted doing this things for making money it is not a correct way of eating. We are middle class and if money was not there we have to struggle and please refund my money
Your's faithfully
G. Said sathvik