Paytmsdk — refund issue not credited

Address:

Darjeeling, West Bengal

On cancellation of ticket booked on 01.12.17 for journey date 03.12.17 in padatik express (12377) pnr no. [[protected]] from SDAH to NJP, transaction id ([protected]), irctc is showing that rupees 3090 refund transaction id ([protected])been refunded to bank paytmsdk. But the amount has not been credited to my bank account yet. Refund date is showing as per irctc 07.12.2017. Let me know the reason for this inconvenience