[Resolved]  PayUMoney — refund for failed transaction on irctc rail ticket

I tried to book a ticket on 1 December 2018, but the ticket was not booked due to failed transaction .But the amount was debited from my bank account .The irctc app is showing that the amount is refunded but the money is not credited to my bank account .
Bank name: Axis
Gateway: PayU Money
Transaction id:[protected]
I am attaching the screen shots showing details.
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Jan 13, 2019
Complaint marked as Resolved 
PayUMoney customer support has been notified about the posted complaint.
Verified Support
Dec 12, 2018
PayUMoney Customer Care's response
Hi,

We are unable to trace any transaction with the provided details. Please share the below details at [protected]@payumoney.com via email to assist you further -

• PayU, Merchant and Bank reference number.
• Scan copy of bank statement indicating the debit for the required transaction.
• Transaction date along with the amount.
• Email id or phone number used for processing the transaction.
• First 6 and last 4 digits of your card.
• UPI / VPA if any used

Regards,

Team PayU
Complaint comments 

Comments

My bank account was automatically debited by Payumoney in multiple transactions, please provide a refund for the same or share the details of the beneficiary account .

Transaction Ids-
[protected]/0
[protected]/0
[protected]/0

Please contact- [protected]@gmail.com
PayUMoney Customer Care's response, Dec 12, 2018
Verified Support
Hi Bharat,

Please note that all transactions processed through PayU payment gateway are processed with a Two-factor authentication mechanism. Please note that the mentioned transaction/s were processed only after a 2nd-factor confirmation like OTP/PIN/Online password from the customer’s end. Also, there is very less probability of stopping/reversing such transactions. Never share your card number, CVV, PIN, OTP, Internet Banking User ID & Password with anyone via any means. Sharing these details can lead to unauthorized access to your account and PayU will not be liable for any loss arising due to any such unauthorized transaction/s.

In this unforeseen situation if you need the details of the transaction/s or want this to be investigated further, please raise your query to your bank that has issued you Credit card/Debit card /Savings Bank. Your Bank shall facilitate you on the further process.

Regards,

Team PayU

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