PNM Services — Fraud Against Loan

Address:

New Delhi, Delhi

Dear Sir/Madam,

Fraud against loan PNM Services Pvt. Ltd they said they are calling from PNB Metlife and they are offering a personal loan @6%interest rate. They asked me to submit the documents and asked me to deposit Rs 25000/- for PNB Metlife Life Insurance. Dot: 03 Feb'2015 Samir Malhotra is saying he is calling from PNB. Samir Malhotra send message to me that please send me your all documents on [protected]@gmail.com, like 3 month bank statement, 3 Months, Form-16, Voter ID, Cancelled Cheque, PAN Card, Photo, HDFC Bank A/c details etc. When I send mention the documents in soft copy on mention email id[[protected]@gmail.com] on dated 05-Feb'2015 . After 03 days, I got call from Samir on dated 09-Feb'2015, He was saying. I have forwarded your loan application file to verification department and may be after 1-2 hours you get a call from verification department. There after, I got a call from verification departement of PNB Ritesh Desai was online for verification and said your loan has been approved. I said to him provide all the relevant documents or agreement for the PNB loan. He was saying. I told to samir. He will send loan approval no. I got call of samir and was saying, you have to deposit of Rs.25, 000/- in the account of M/s PNM Services Pvt.Ltd (HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564).There after, we will provide scan copy for all the documents like agreement and bonds also will courier to you for the further process. After half and hour, I got a massage for that side, Your request for loan in PNB has been Proceed Successfully and after that send message to me “your Loan Approval No is DLPB0079260T. Please Proceed your next process.
Regards Ritesh (PNB) (cont-[protected]”.Dated:- 09-Feb'2015 Time:01:16 PM). After an Half, I got another SMS from cont-[protected]] At 02:14 PM. I again got call form (4-5 times that day) and he told to me that please deposit your amount of Rs.25000/- in this current a/c “PNM Services Pvt. Ltd., (HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564) for PNB Metlife Life Insurance. I deposited the amount of Rs.25, 000/- in HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564 on dated:-10 Feb'2015, Tuesday in DLF Cyber CIty Branch, Phase-II, Gurgaon-122002 (HR) and the amount successfully received in PNM Services Pvt. Ltd., (HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564) this confirmation done by Mr. Ritesh Desai in the evening on the same day.There after Mr. Ritesh said will trying my best to transfer loan amount as soon as possible in your HDFC Bank A/c. Next day, I got call of Mr.Ritesh Desai.was saying provide pan card copy, cause, it is not coming clear or you have also mention on it Only For PNB Loan. I send 04-05 times pan card to him for the loan. But, Monday (16-Feb'2015), Mr. Ritesh called me and said, You will receive a call in 1-2 hours from PNB verification department for account confirmation and your loan amount will transfer by EOD on the same. I got call of Ms.Neha Sinha, she confirmed my account details and said you have to pay 39, 990 in our HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564.
I said why then she replied your FTC (Fund Transfer Code) is not activated. So, first of all you have to activate your FTC (Fund Transfer Code) of transfer your loan amount in your HDFC A/c. After that, Mr. Ritesh called me and said to me deposit amount of Rs.39, 990/- in M/s PNM Services Pvt.Ltd. (HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564). I asked where is my receipt of Rs.25, 000/- and scan copy of agreement, bond paper or my insurance paper. He said will provide to you after deposit your amount of Rs.39, 990/- by 4-5 hours. I was not satisfied and said, if, your are not provide. Then, I will take legal action against your company and also asked to suggest for alternate option for the same process.There after, I provided another bank account detail (SBI Cancelled cheque). Tuseday (Next Day, On Date:-17-Feb'2015), I again called to him, But after a long time, He picked my call and said, I have checked your account details and update and send it to PNB loan verification departement.Mr.Ritesh also Said, you will receive a call in 1-2 hours from PNB verification department for account confirmation (for SBI A/c) and your loan amount will transfer by EOD . I got call of Ms.Neha Sinha, she confirmed my account details and again said to me, you have to pay 14, 990/- in our HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564.
I said why then she replied your FTC (Fund Transfer Code) is not activated. So, first of all you have to activate your FTC (Fund Transfer Code) of transfer your loan amount in your SBI A/c. After that, Mr. Ritesh called me and said to me deposit amount of Rs.14, 990/- in M/s PNM Services Pvt.Ltd. (HDFC Current A/c No:-"[protected], IFSC:-HDFC0001564). I again asked where is my receipt of Rs.25, 000/- and scan copy of agreement, bond paper or my insurance paper. He again said will provide to you after deposit your amount of Rs.14, 990/- by 4-5 hours. I was not satisfied and said to him. I am not interested in the loan, please refund my deposited amount of Rs.25, 000/-.
Please refund my amount in my A/c. I don't want your any policy then he told me what’s happened Sir. Then I reply now I don’t want any policy so please refund it. and Mr. Ritesh Desai already told me to that if you don’t want any policy then this amount will be refund with in 7 days. I also called to customer care of M/s PNM Services Pvt.Ltd., on dated 16-Feb'2015 (Monday). Where, I narrate a fraud to Mr. Anup. He said will check (Verify) and let you know by tomorrow (17-Feb'2015). Today, I also called to him, He said to me sir, We have received your deposit amount and I Said to him please refund my deposited amount. Mr.Anup said, we cannot pay immediate your deposit amount Rs.25, 000/- . Your amount has been confirmed for Holiday Package. You can avail it. I said am not interested in this package. Please refund my amount. Then, He replied, your amount will be refunded after 03 years. Before, That, we cannot able to refund you. But, I have paid for Policy against Loan. ” I said I am not interested in your Holiday package, If you are going to mislead me with my payment & your commitment then I will go through legal process over it” then he said” If you think you can get your money back with legal process, you go ahead it a Company you can’t do anything against this company, Why have you paid PNM SERVICES PVT LTD ?” I said” I am not going to take your holiday package, bcoz I have not paid for Holiday package, If you don’t deal with Life insurance policy then return my money. I have checked in google and asked to friends about PNM Services Pvt.Ltd. Find out this is fraud company.
I humbly request you to kindly help me out on the same. I will be waiting for your reply on the same. Person who collected documents and Fund received confirmation: - Samir, [protected]. 1.As proof i have recorded the conversation between me and Mr. Ritesh Desai, Mr. K S Mehra & verification call also deposit slip of Rs.25, 000/-.
Kindly help us to provide my refund amount also take legal action against M/s PNM Services Pvt.Ltd. and his employees Mr.Samir Malhotra, Mr.Ritesh Desai, Mr. K.S Mehra, Mr.Anup, Ms.Rashmi and Ms.Neha Sinha...

In case of any issur pertaining to the same. Kindly reach @ [protected] & [protected]...