Wrt loan account number HOU/PM/0818/572321 please note that the current interest rate of 9.75% is very high compared to other nationalised / private banks.
RBI has reduced the repo rate and industry standard floating rate has been reduced as low as 6.5% from majority of the nationalised/private banks.
PNBHFL has offered a revised rate of 7.6% on 27th July, 2021 which is still high compared to the ROI offered by majority of the nationalised/private banks.
One of the private banks (HDFC BANK) has offered a lower rate of 6.80% to 6.90%. Few other nationalised banks are offering at a lower rate of 6.65% as well.
Considering the current pandemic situation and self financial obligations, request your help to lower the interest rate to match the industry standard rate of less than 7%.
If the ROI could not be revised at your end, please escalate this case to Executive Director for immediate resolution.
In the instance if ROI could not be revised further, I want to proceed transferring this loan to other private/nationalised bank. Request your help to share the handover details to proceed with the transfer.
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