RBL Bank — credit card declined after pre-approval

Address:Ghaziabad, Uttar Pradesh, 201017

Please note that i applied for rbl credit card and got reference no :.#cc08nsl0a3 i got all verification done at my office and residence too. I got multiple calls at office too for verification. Today got checked in rbl link showing track your card application. Found the reason as follows status dear customer, your credit card application is declined as it did not meet the policy requirements of rbl bank. I have given all papers and verification also done positively. I have called customer care and they are not giving any correct reason one is telling u r card as been approved some one saying u r credit card application still in process. Customer care people not giving any correct reason for rejection. As per rbi guideline circular no - rbi/[protected]/100 bod. Fsd. Bc.23/24.01.011/2008-09 dated[protected]. Rbl bank should give us reason or else we also file complaint in rbi and bank ombudsman. I want reason for rejection as it will hit my cibil. My cibil was all clear and i got sbi card too on same address. If we will not find reason for rejection, we will file case in consumer court. It is my dignity which got effected. Please provide reason or else i will file case in consumer court. Regards shantanu.
Please suggest me what is next process. And where exactly my application got declined. Hoping positive response.
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Not opted for any Credit card from RBL bank, but I got a mail that I have to pay 588.82/-. How these people will send this like this??? I want justice regarding this issue. I'm totally pissed of regarding this RBL bank - such a big cheaters to loot money from a common man.

Venkata Kriishna Satram's reply, May 23, 2018
this is what I got through mail,

Dear Cardmember,

The statement for your RBL Bank Credit Card account number XXXX-6369 for Rs. 588.82 has been generated and will be sent at your registered email address within next 2 days. The Minimum Amount Due is Rs. 289.82 and the due date for your payment is 11-06-2018.

In case you have opted for physical statement, same should be received by you within the next 7 days. You can also view your statement by logging on to CardsOnline and even save it for future reference or print copies whenever needed.

In case of non-receipt of payment against the previous month statement, the total amount due on your account becomes payable "immediately" on the following cycle date.

Please note, in the event Minimum Amount due is paid; the balance outstanding amount payable shall be carried forward to subsequent statements. This amount attracts finance charges on entire outstanding including fresh purchases and other bank charges till the date of full and final payment.

Please refer to the Most Important Terms & Conditions (MITC) on our website www.rblbank.com for further details and illustrative examples.


Download the all new RBL MyCard App to stay connected on the go! Do a lot more with the ease of a click. To know more visit www.rblbank.com/MyCard or SMS 'MYCARD' to 5607011 to download.

This is a system generated e-mail; kindly do not reply to this e-mail.
In case of any queries, please call us on 1800 121 9050 (toll free) or write in to [email protected].

Warm regards,
RBL Bank (Card Services)
I am not apply any RBL credit card

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