Reserve Bank Of India [RBI] — annual charges collected on non receipt of the sbi credit card

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SBI credit card

Dear sir
I am talking about fees collections which is been done along with card issued before 31st march 2019, which i received on 7th april 2019. My concern is why should i pay the charges of annual fees for one month which is been not received and used.
I never thought brand name like sbi cheats costomers like this.
I am objecting on fees collected from me in previous financial year, which was not received by me and requested earlier with same concerns through mails on 1/04/19 & 7/04/19.
I have been told that it will be reversed but not happened till date instead i received renewal fees again for this year.
Thanks and regards,
Suresh
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