Reserve Bank Of India [RBI] — home loan disbursement stopped

Address:

Thane, Maharashtra, 401303

Home loan applicant prateek sanjay dua / sanjay dua
Ref. No. Hou/vrr/0718/555076 dtd. 19/07/2018
Loan provider: - pnb housing finance ltd.

We are really upset about our loan disbursement at the time of festival when we were suppose to receive possession of our new flat the loan provider stopped disbursement of the loan amount to the seller.

We have submitted all required original documents along with dd of inr 5900/- for amount to be paid before disbursement and cash payment of inr 12300/- for franking etc. On 18/10/2018 to amit joshi official of pnb hsg. Finance who later on handed the same to ajay mishra and we were assured that all the legal & technical etc is cleared & only the extension is required as the validity of sanction letter is expired for which pnb hsg. Needs 2 days and were given required documents as salary slips & bank statements, and hence the loan will be disbursed on 24/10/2018. We were also asked to give fixed deposit and we replied that we are middles class family we are picking up all our fd's to buy house how can we give you fd still we gave them fd of inr 10, 000/-.

And now all of a sudden we have been informed by the business branch head virar west mumbai mr. Bibbin varghese that they have received internal mail to stop disbursing the home loans to employees of jet airways as the airlines is not doing well and the employees will not be able to pay emi's (Just assumption) this is decided by credit manager who recently read in newspapers about the airlines condition and to clear this doubt they asked for 6 months salary slips & 8 months bank statement which we gave to them.

We are a middle class people and were going to shift in our new house on diwali and now our diwali is spoiled. It is pure harassment

Amit joshi the person who was representing pnb hsg. And was handling my account has resigned. And this person kept us in dark as till last moment he did not inform us that he has put his papers since last two months and someone else will handle our account, and now this person has stopped taking our calls and not answering our calls and not even returning our calls.

After meeting branch head mr. Bibbin varghese on friday 02/11/18 we were assured that he will sort out the matter by monday 05/11/2018 however till date we are still waiting for his call.

We look forward for justice.

This is purely cheating (Case of sec.420), harassing, keeping us in dark by pnb housing finance ltd. Officials. And avoiding our requests to sort out this matter asap.

Thanks & regards

Prateek sanjay dua (Main loan applicant) / sanjay dua (Co-applicant) - [protected] / [protected]