Reserve Bank Of India [RBI] — Sbi credit card

Jun 23, 2017

Updated by Deepak Rasaily i have been mailing to many forums to resolve my issue but all are giving ready made script of horrible taxes and penalties which was never explained while giving us credit card.Request you to handle it and resolve the issue at the earliest.Dear Sir/Madam,
My Card No-[protected] had done shopping of Rs.38000/ Approximately in August 2016.Due to insufficient balance i could not pay whole amount from my account however i paid all minimum amount to be paid as per the statement generated.

Till June 2017 i have paid Rs.34463.24/ (as monthly minimum amount) but still my balance needs to be paid is Rs.40400/

Now i want to pay total amount and close this credit card.Where is my Rs.34, 463/ being deducted?If it is so then am i paying Rs.nearly 80, 000/?for the shopping i have done of Rs.38000? More then double? Is this justified? You all never explained while filling the form or giving us SBI Card which was done in half day.I don't Know how you function and what are your Business Rule (Which was not explained nor given any paper).I'm fellow Indian trying to survive and adopting the changes of Digital India but this type of e-transaction will make another suicidal syndrome across the country.
Anticipating your immediate interventions and action please.