[Resolved]  Reserve Bank Of India [RBI] — scb has given wrong information to cibil

Address:

Chennai, Tamil Nadu, 600126

Sir, standard chartered bank has given wrong information to cibil. I am raghavendran, i had a scb credit card in 2009. I repaid all the dues in 2008 and i am not sure whether i have any dues on that credit card with scb. But scb has given to cibil an account no.[protected] saying emi starting from may 2015 upto april 2018 an amount of rs.3.50 lakhs defaulted by me. I filed a dispute with cibil on 13.8.18 and cibil cleared that account from my cibil account and sent me a mail. Suddenly on 12.9.18 that account again reappeared. When i escalated with cibil they got back to me saying that scb is right and solve it with scb.

I sent a mail to scb customer care enquiring about this account number and received a reply that they couldn't find that account in their database and asked me to disclose my pan number etc., i once again sent them a mail to check with the same account [protected] they replied that i defaulted on 2 cards one ending with 9041 peding around 46k and instabuy account ending with 1180 rs.3.1 lakhs. I was shocked and requested for a statement. They sent a statement only with my name.in that statement address & contact details even 16 digits of card numbers were not mentioned. Once again i requested them to send me a statement with swiped details. No reply from them. I escalated this to scb next level person as per the details in their website. There is no reply again from them.

Unfortunately cibil is believing only financial institutions and making the common man suffer. Please advise what i can do now. If there is any dues from my side and even after that i dont think scb will withdraw the fake account details from cibil.

Please save middle class people like me from scb & cibil. Raghavchandra. [protected]@gmail.com