S.b.i Credit Card — sbi credit card charges without transactions

Address:

249403

Dear Sir,
I am a FBB SBI Credit card Holder of your SBI credit card Department. Vide FBB Credit Card No. - [protected], Valid 03/23., Name- GOPINATH SWAIN.
as on today i came to Know some outstanding on me i.e Rs.5404/-. But this is Surprise for me, as without any Transaction or buying any product, this debit burden on me. first of all ur Sales Representative not clarify for monthly Card Charges without any Transactions. So Request Sir, Please i am unable to Pay this amount, as i am not doing any Transaction against your credit Card for an amount of Rs.5404/-. Kindly do the needful Urgently. so that outstanding will Nill and also Block this Card . This is not Required for me.