State Bank Of India [SBI] — I would to stop ecs from my account

Address:382421

I want to stop monthly ecs payment to kotak life insurance policy. The branch manager says they require approval of insurance company to stop the payment. My question to him was i should have right over my account, why do i have to take a consent of third party to stop the payment from my account. Plz guide me at the earlist do i have to take permission from the third party to stop the ecs payment.
Thanks.
Capt susan roy
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