State Bank Of India [SBI] — loan denied

Address:

Tiruvarur, Tamil Nadu

I am writing this email on behalf of my uncle who holds a savings account in sbi tiruvarur branch (00936). He has applied for a vehicle loan for rs.50000 to purchase a two wheeler. His application was rejected saying the minimum loan amount should be rs.100000. He is a farmer and cannot afford to buy a vehicle using a vehicle loan of rs.100000 or more. He does not need such a big amount as loan. He is a common man, who is trying to purchase a vehicle for himself.

He is ready to pay the down payment for the vehicle and will pay the loan back without any issues as he has already availed a vehicle loan earlier in another bank and has repaid it successfully without any dues.

I have raised this complaint with both the branch and the zonal office. No one has provided the reason why he is being denied the vehicle loan? Is it because he is a farmer? I raised this query to the concerned branch on april 6th, 2018 and i have got no response till now, hence i wanted to escalate this issue to the zonal office. Request someone to please clarify this at the earliest. If i get no response from this forum, i plan to file a case and proceed legally on this.