State Bank Of India [SBI] — not giving the proper information about credit card settlement & harassment by collection team

Address:	Gurgaon, Haryana, 411041
Website:	www.sbicards.com

My name is ramesh ohal. Card ending number 33882, register mobile
Number [protected], [protected].

I am hereby writing this letter to request for settlement of the
Credit card outstanding on card account 64000/cc. I have been
Struggling with financial as well as health related (High blood
Pressure) difficulties for the past one year on account of my lay off
Due to the economic downturn. I am finding it very difficult to make
Monthly payments to credit card.
I feel that i should take up settlement of the credit card outstanding
And pay 20000/- rupees as a settlement. Some of the conditions that i
Want for this payment are that it will be settlement of my credit card
Outstanding, no legal action will be initiated against me in future
For any payments and lastly i will be removed from the defaulter’s
List from your records.
If your company is willing for this settlement then please write back
To me and i will make the necessary arrangements for making the
Payment and also draft the debt settlement agreement.
I will be glad to receive a positive response from your end.
Yopu can contact me on my secondary number :[protected].
Yours sincerely,
Ramesh ohal