[Resolved] State Bank Of India [SBI] — sbi credit card not approved

Vigneshkanda

from Coimbatore, Tamil Nadu

Address:

Coimbatore, Tamil Nadu, 641001

I have been refused by SBI credit card for several times( I dint not approach for card except once) .Credit card Executive from chennai calls me monthly once and he will tell me this time card will get approved but 4 times I got rejected. Iam self employed and I have filed an ITR.. My cibil score also is very good. I do no why they rejecting my application. I have an savings account with SBI too.. Since 4 hard enquiries in cibil, that may affect my other loans in future because lenders may think to provide me other loans. iam planning to suit the file against the SBI and going to close the savings account too.. As per RBI rule, sbi should tell me the reason behind rejection for several times.. My number is [protected] and mail id is [protected]@gmail.com

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Sep 27, 2018

Complaint marked as Resolved

State Bank of India [SBI] customer support has been notified about the posted complaint.

Verified Support

Aug 27, 2018

State Bank of India [SBI] Customer Care's response Dear Vigneshkanda, The reason for decline of your application is purely a business decision, taken in good faith and certainly in no way is indicative of your credit worthiness. Please accept our sincere apologies towards discomfort caused to you in this regard.