[Resolved]  Tata Capital — balance was paid still charges were levied

Address:	Nashik, Maharashtra, 422001
Website:	www.tatacapital.com

I have been obtained the loan from tata capital on 21.11.2012 od rs. 25, 00, 000/- which was fully disbursed on same date, having loan account no as 3420568 (Fan no-601bl0000008) under product code as pl-business loan from nashik-1 branch. I have been attached statement of account of the said loan to with this complaint in the statement i have an outstanding amount of rs 75/- which is firstly a wrong amount they have charged to me without any intimation and without any default from my side. Still we had paid those charges in face of cash on 27.06.2016 the same amount is reflected in their statement which i have attached herewith.

I want to make it clear that as per the statement they have already deducted all the dues pending including all charges which was due on me prior to 27.06.2016 from my tds amount which was receivable from tata capital, also balance tds amount was received by me from tata capital.

Now coming back to my concern if i had already paid all the dues in timely manner then why there was a requirement of generating an outstanding of rs 75/- and also additional interest of rs 11, 159/-. All this have been inversely affected to my cibil report, which have led to my bad financial position. So for purpose of clearing my cibil i have paid all unjustified outstanding generated from you as rs 75/- and rs. 11, 159 which comes to total of rs.11, 234/-. I also demand an calculation of additional interest of rs.11, 159/- you have levied on me on outstanding of rs 75/-.

Further my suffering was such huge that due to my bad cibil history due to you unjustified charges and unjustified outstanding i have to obtain the loan at higher rate of interest from other banks and financial institutions. I hereby demand all my unjustified outstanding which you have wrongfully taken from me including all additional interest paid to be refunded. I also demand and penalty from you as i have suffered alot because of your nonsense charges and interests. I demand an penalty of rs 10, 00, 000/- from you for your willful misbehavior regarding charges you have levied on me for the aforesaid loan.

I am hereby giving my following details which will help you to communicate with me :-

Mobile - +91-[protected]
E-mail - [protected]@gmail.com