United Bank Of India [UBI] — online shopping cancellation refund

I have bought a phone online from Amazon and payment was made through debit card. The amount 39999 was debited from my account.But due to some reason the order has been cancelled. The Amazon team made my refund on the same day that is 10th July. But my account has not been credited yet. What should I do now?? The refund reference number is[protected]
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I bought a phone cover and glass from Flipkart
Then I returned it but my refund money has not been received till

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