United India Insurance Company [UIIC] — car insurance claim denied

sheikhzakirhussain84

from Mumbai, Maharashtra

Address:	Lucknow, Uttar Pradesh, 226022
Website:	uiic.co.in/home

I bought a brand new volkswagen ameo car on 17th dec 2017, i paid for insurance (United india insurance), registration and car all at the time of purchase.

On 7th of january i met with an accident and at that i was holding a valid temporary registration.

The dealership/garage asked me to pay the entire amount of repair and the insurance company will pay u in full (Zero dep) once you receive your permanent registration number.

Now when i approached the dealership/garage with the permanent rc, they asked me to go to the insurance company (United india insurance). United india insurance (Lalbagh branch) made me run for couple of days for some documents which i already emailed them.

And yesterday they denied the claim saying that under temporary registration we can not give you any claim

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Comments

mariner100

from Delhi, Delhi

POLICY BAZZAR.COM -JUST MONEY MINDED GROUP, HARASSEMENT FOR CUSTOMERS.
Subject : highly Important, Regarding Claim reimbursement of vehicle no. Up78DE7555
Good day,
This mail is in reference to my vehicle number UP78DE7555.On 18th feb 2017, early in the morning .I met a massive accident while travelling with my family .My vehicle was severely damaged from backside.With the grace of god, all my family members came out safe from this incidence.After the accident, we visited SAMARA HONDA in delhi for the repair.The surveyor was Mr. P.S BHATIA from UNITED INDIA INSURANCE LTD.He visited, surveyed and approved the claim after going through the neccessary paper work and audit. The insurance o[censored]nited India insurance company ltd. was bought from POLICY BAZZAR.COM.The insurance policy number is[protected].
While buying and filling necessary quotes of insurance, I filled wrong expiry date of my last policy(HDFC ERGO POLICY ).This was done unknowingly but I had also mentioned the necessary policy number, which was[protected].The expiry date of HDFC ergo policy was 13/01/2018 and by mistake I filled it 20/1/2018.When we applied for policy, the united India insurance company ltd. approved and issued the policy without checking the necessary details.
After the repair work was done, we bear the PAYMENT OF RS. 85, 510.
When we submitted the necessary documents, we got a mail from United India Insurance co. ltd. that your claim has been rejected because there was date lapse between current and previous policy .
DEAR SIR WE ARE THE MIDDLE CLASS FAMILY AND RS. 85, 510 IS A MAJOR FINANCIAL CRUNCH FOR US .
I request you to look after the matter and provide us justice as both POLICY BAZZAR.COM and UNITED INDIA INSURANCE COMPANY LTD has Clearly specified that we will not help you as this was completely customer fault.As POLICY BAZZAR.COM and UNITED INDIA INSURANCE CO. LTD. has issued the policy without checking the necccesay details and that too when their surveyor Mr. P.S BHATIA has sanctioned and approved for repair process.
I request you to look after the matter and provide us justice as both POLICY BAZZAR.COM and UNITED INDIA INSURANCE COMPANY LTD has Clearly specified that we will not help you as this was completely customer fault.As POLICY BAZZAR.COM and UNITED INDIA INSURANCE CO. LTD. has issued the policy without checking the necccesay details and that too when their surveyor Mr. P.S BHATIA has sanctioned and approved for the repair process.
I am attaching the policy details o[censored]nited India insurance company ltd. and bill which we have paid to Honda samara for reference and also the delhi police statement for that night accident report as proof.
We also asked POLICY BAZZAR.COM to resolve the mater for further claims as our current policy is valid till 20TH JAN 2019.But unfortunately again POLICYBAZZAR.COM has shown no interest to resolve this matter also instead they are ignoring calls from us.Also many informations what there customer care people tells us is just fraud so that they can just sell there insurances and make profit out of it .