Universal Sompo — reason for insurance claim rejection is not genuine

Address:103 Ramesh Hights, Nile more gaon, Nagar Palika Road, Nalasopara West, Mumbai City, Maharashtra

I advocate vaishali gaikwad i have taken policy o[censored]niversal sompoo having policy no._ issued on _
My husband vinayak gaikwad was admitted in emergency situation in criticare hospital andheri west dated 11.09.2019 till 18.09.2019 i have subimitted claim to universal sompo general insurance with claim registration no._ but company refused my claim stating that my husband have pre-exsiting disease of hypertension for this reason i am already submiited hospital letter to company stating that he have no pre exsiting desease.

Whereby insurance compnay had given reason as "pre existing disease" for rejection of my claim.

I am totally deny the same and would like to inform you that my husband mr. Vinayak gaikwad never had any pre-existing disease at time when we entered in policy. Further to support on my take of no pre - existing disease, i am attaching a letter from hospital clarifying the same
Universal sompoo customer and helthserve depatment is very worst they have not reply coustomer query
Requested you to pls look into this matter
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Company is increasing premium by 100% from Rs.118 to Rs.236 due to high claims ratio and not due to high settlement ratio is highly unethical and illegal. Any policy premium can not be increased in this way. I will be compelled to raise consumer interest complaint in court if my bank account is debited in such way.

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