Vijaya Bank — personal loan interest rate not floating up-to 60 month | |||||
Dear Sir, As below given details I was mailed to Vijayabank lot of time but still Vijayabank not taken action on my issues. I was taken personal loan in Vijayabank main branch NR Circle Hassan. RS. 1.5 Lakh as floating interest but they were charged me as fixed interest . Vijayabank given loan statements in that they was charged me as 14.25 fixed rate interest. Please take necessary action and refund me if they taken additional amount taken from me [protected] Forwarded message[protected] From: Chandrakant Chitragar Date: Wed, Aug 29, 2018, 12:24 PM Subject: Personal loan To: Dear Sir, My personal loan RS.1500000 My Account No -[protected] Name Chandrakant Chitragar Phone number -[protected] Vijayabank main branch Hassan Please find herewith attached my CIBIL report and personal loan calculation report. in this report rate of interest mentioned 13.55% but as per personal loan statement in you are charged me 14.25% . This 14.25% is fixed me for 60 months not floating basis. before I am taking personal loan that time was ensured me the rate of interest is floating basis and this condition is applicable . but you are taken me 14.25% charged me for total 60 months installment . per month my installment is 3510*60months total 210600 in this interest is 60575 and also you charged me Processing fees CIBIL report changed and insurance this around May be 3500. My humble request you to confirm me you are charged me as floating interest basis if it is true then why not taken my personal loan instalments as per floating basis. And also I checked in my self made excel report you were charged me as fixed interest. If I compare with my report and Vijayabank main branch loan account statement( given me). both that report totally tally then how you charged me I need total loan calculation statements. Please check my account and installments without fail single installment I was credited my installments properly . I hope you take necessary action and solving my issues . Please do the needful Thanking you Your faithfully Chandrakant Chitragar Ph-[protected] Dear Sir Issue is still pending please rectify problem that occurred, floating interest is not applicable for my personal loan please find herewith attached CIBIL and interest rate calculation. Please rectify the error as soon as possible Was this information helpful? | |||||
Vijaya Bank customer support has been notified about the posted complaint. | |||||
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