Axis Bank — Harassment by Bank Officials - Personal Loan

Address:

Gurgaon, Haryana

Hi, My name is Girish Nair & I took a PL of Rs. 4, 00, 000 from Axis Bank in 2008 Aug/Sep and the tenure of the repayment was 3 years. I paid my EMI's regularly for 2 years (14, 000 per month), after which circumstances were such that I could not pay, as I was without a job; however, i did not run away as my intention was always to clear my debts. I visited the bank branch in Gurgaon in a mall and met the manager, informing him of the situation. He advised me to write a letter to the bank, which I did & was in regular touch with them, discussing as to how we can close it. I kept on telling them that I'm willing to pay but in small amounts as I do not have a job & I'm looking for one.Time & again either my wife or I have been out of job because of which I was not able to pay them, though my intention is to settle the account. But the bank officials Uday Shankar, Rana, Krishnamoorthy, Sahu etc (sem to be fake names), have been troubling me by giving me obnoxious phone calls (phone nos. are [protected], [protected]), threatening me in hindi ("khaal udhed doonga saale", "tujhe uthwaa loonga") and using abusive language etc etc. I really don't know what to do...no way to go, i honestly thought of committing suicide also as im too disturbed by the phone calls & worked up because of the harassment, when my wife suggested that i should write to you directly...Please let me know if you can help me. I'm writing to you with a lot of hope. Thank you! Shall await your response. Regards, Girish Nair