Bajaj Finserv — Bajaj finserv will be responsible for our death

Address:

Bajaj finserve

My mother had applied for a loan from bajaj finserve. We needed 25k rupees for an emergency settlement. The sales executive told us about the overdraft loan facility and took our documents for processing. Then we get a message saying you have been approved of a loan amount of 5lakh rupees then just few hours later we get another message saying you have approved a loan for 7.5 lakh.
Now WE DID NOT ASK FOR A LOAN OF 7 lakhs. But they told us we would be charged EMI only when we use the OD.
They have now put 6.85 lakhs in our account and they have charged us 50k for insurance without our consent And 20k for processing fees. And we haven’t even used the money for our purpose and we now already have 70k rupees loan on our head.
Next month we have to pay 9.5k emi for the insurance and processing fees.
What do we do now. My mother is a single mother. She is the sole breadwinner of our family. Please help us. This is not fair.
We will drown.