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Bajaj Finserv — EMI bounce issue

Every month I have paying my EMI on time, even for January month paid on 2nd but it's bounced to 17th. My civil score was gone to trash, EMI card was blocked and even my PL loan 35lakhs was concealed just becoz of bajaj arrogant negligence. I am getting everyday bounce charges calls instead of solving issue even mailed several times. What kind of service they r giving I donno.
Never ever take loans from bajaj.
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