Bajaj Finserv — Fraud/Hidden charges on Loan Foreclosure - Account Number 404SPFET282375

Team,

As per the Foreclosure Letter on "[protected]", they have mentioned Foreclosure charges @2.95% on Principal Outstanding with Applicable taxes.
So my Principle O/S as per the statement is 670468/- and the @2.95% charges should be 19778.
But they have mentioned Rs 29, 076 which is for Dropline limit which is wrong as per the statement. When i enquired about this, they have mentioned that this how the calculation are done in backend. Why this HIDDEN CHARGES are there ?

This is how the customer are being cheated with the HIDDEN CHARGES ?
Refer the Foreclosure attachment for your reference