I am Abhishek Bhartiya Proprietor of Bhartiya Consultancy Services having loan account number P456PHF3520308 (a fraudulent loan), want to bring your kind attention to the following points:-
1. Bajaj Finserv has sanctioned a loan of Rs 25, 65, 419/- having loan account number P456PHF3520308 without my consent.
2. I had submitted my file to the DSA (DEEPAK PAL) for Rs 1 crore funding, he asked me for OTP saying it is required to complete the online loaning process. After some days he said that Bajaj offers Rs 25 lakh for an unsecured loan but I rejected his offer because I wanted Rs 1 Crore and he was offering Rs 25 Lakh and that matter was closed at that time.
3. I got through a message from Bajaj that above-mentioned loan is due for renewal in November 2022 so that matter came to my knowledge in October 2022.
4. When I came to know about this loan I visited the Bajaj Finsev office in Lucknow, I asked them how this laon happened but they are not able to answer anything, they said your loan has been sanctioned digitally through OTP, I also got surprised that the Email ID mentioned in the statement is wrong and not my email id, due to this I didn't receive any update regarding loan sanction, approval etc.
5. As I was not aware about this loan, I have never spent/withdrawn a single rupee from this loan account till date.
6. While I was searching my old mail or massages in my phone I got an old text message lying there through Bajaj that was my loan is approved for Rs 25 Lakh and Mr. Abhinav Nigam (Phone - [protected]) will visit my office to complete the loan application and agreement, but He neither call me nor visited my office/home. How can he approve the loan without visiting my office and without my consent?
7. An EMI of Rs 1833/- has been deducted from my account every month; I didn't pay attention towards this amount because I have several Loans with Bajaj.
8. From the all above points it is clear that I got this fraudulent loan due to the connivance of some employees of BAJAJ finserv and DSA (Deepak Pal).
In the light of above points, it is a clear case of fraud by your DSA and I want to close this loan with immediate effect and I need these remedies:-
Loan amount Rs.- 1, 29, 423/- (Having Processing fee + Third party Insurance + Other misc charges)
Foreclosure Charges:- @ 4.72% Rs.- 1, 21, 088/-
Misc Rs.-550/-
Total Dues:- 251061/-
Was this information helpful?
Post your Comment