Bajaj Finserv — Personal loan( collection of Wrong EMP) | |||||
Thru online Bajaj finance limited offered me a PL loan of Rs. 360000 on dtd. 30.03.2016. They have deposited Rs. 345507/- on my HDFC account. The agreement was that there should not be any force closure charges or part payment. But after two month I have got a msg that there will be force closer charge of Rs. 4% which is wrong and illegal. I have deposited Rs.(one lac) as part payment on dtd. 04/06/2016 thru cheque to reduce my monthly EMI from July'2016. But the said amount and EMI amount is not adjusted and on 05/07/2016 they put a cheque of Rs. 12700/- for Jul EMI instead of Rs. 8923 which was wrong and illegal Also they have charges Rs. 350 as bounce charges which has affected my CIBIL score. Due to this my house loan got rejected due to this bad remark. This has a big harassment to me and upset my family. We have processed everything but at the end moment the bank rejected the House loan. The deposited amount Rs. 1 lac is not adjusted after so many follow-up and mails. This is a very big harassment. No one has bothered to adjust and settle my account. So many times they called me and threaten me to collect the said amount and I refused to pay Rs. 12700 and I requested them to adjust my Rs.One lac and recalculate my EMI . Then only I can pay the EMI After few days they called me and told me that your amount is adjusted and recalculated the EMI . Now the EMI is Rs. 8923 for July'2016. They sent one agent and collected Rs. 8923 by cash from me. When I go thru their ledger Rs. 1 lac is adjusted on dtd. 11/07/2016 ( after one month 8 days) But they have not adjusted the bounce charges of Rs. 350 abd the difference amount of Rs. 3777 (rs.[protected]= Rs.3777)showing as overdue charges and every month they are charging me Rs. 150 overdue charges which is illegal and harassment. Due to this my CIBIL score is totally disturbed. This company totally spoiled my financial track and record . Your good self requested to do the needful and instruct Bajaj finance to correct my CIBIL score and correct the same and also request to pay me the big loss as my house loan got rejected. Due to this no bank is interested to pay me any loan. For this the Bajaj Finance is responsible. Was this information helpful? | |||||
Bajaj Finserv customer support has been notified about the posted complaint. | |||||
2 Comments | |||||
Comments
I also had similar issue.
Bajaj Finserv's customer care is most pathetic. If it is their problem then, try to resolve with them.Even if they are not responding then you can go to consumer education and protection cell (u can mail ur issue).
I also resolved my issue with the help of CEPC and Bajaj had to refund my all money which they denied earlier.
Bajaj Finserv's customer care is most pathetic. If it is their problem then, try to resolve with them.Even if they are not responding then you can go to consumer education and protection cell (u can mail ur issue).
I also resolved my issue with the help of CEPC and Bajaj had to refund my all money which they denied earlier.
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4th Floor, 271 Business Park, Model Industrial Estate, Goregaon East, Mumbai, Maharashtra, India - 400063
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And Service from the Support is very Bad.
Please guys please Dont go for this Bajaj Finserv for Loan.
Thanks
Suresh Babu S
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