Bajaj Finserv — rejecting my personal loan application

gopal krish

from Hyderabad, Telangana

Address:	620001
Website:	www.bajajfinserv.in

I have pre- approved Personal loan for My Bajaj Finserv account (Mob : [protected]) . I try to gel Personal loan and apply for that two times and i summit all my documents to local store. But they tell my location (Given Below) is avail Under Negative Area so we can't proceed your Loan. But i settle all my EMI loan without any arrear. still i buy more product and pay by emi successfully. i have all documents to apply Personal Loan then why they reject my application still andalso i'm in city. So what i do for getting Personal Loan immediately. Now i have bad situation that's y i ask for this. So please kindly clear way to get PL to me as soon as possible. And please remove my area under Negative.

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Bajaj Finserv customer support has been notified about the posted complaint.

Oct 16, 2018

Updated by gopal krish They Mailed to me follow :
We tried to call you on XXXXXXX333, however not received by your end with reference to your email we wish to inform you that we can not be processed the loan inline with our credit policy.

There are multiple factors considered as part of the credit policy such as Low CIBIL score, income, residence and office verification, overall credit performance of the individual across other lenders etc.

But i have good credit score and city area and working in IT company. So they said only one is my living area is under negative, i want to just tell please remove that area under negative, area nature was changed now its near from collector office.