Bajaj Finserv — unethical deduction of amount from my saving account

Address:Spaze the address, Gargaon, 122505

Hi all,

Just wanted to know, why my amount is deduction from my saving account from bajaj.

Even thought i have purchased any thing.
And below are the details.
Ecs debit paid paid to bajaj c401spffn20:1000009:tech process refno:401spffn20 - keb hana bank.

Please explain me this unethical deduction.
I found out its very common to you guys to deduct the amount without any notice and without any explanation.
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Dear sir My name is Amol Shankar Sabban I have been paid my Loan account EMI as on time.I have no EMI bounces.but today in my SBI Saving Account No [protected]. Ifsc code -SBIN0007689. debited 295 rupees Bajaj Mandate failed charges deducted..plz refund the charges to my account as early as possible to you. Thanks and regards

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