Bank Of India — No CIBIL update

varun mundhra

from Mumbai, Maharashtra

Address:	West Singhbhum, Jharkhand, 833201
Website:	wwww.bankofindia.co.in

Sir,

I have a savings account with bank of india chaibasa and had 2 commercial vehicle loan accounts with them as well. Due to some unforeseen problems i was unable to keep the loan accounts updated and the loan went into npa on 30.03.2016. The balance loan of both accounts was a total of rs. 900000 (Nine lacs) with od of rs. 250000 (Two lac fifty thousand)

On asking the bank officials for directions so that the same could be resolved there was some heated discussion and due to bad behavior of bank officialsi decided to close my loan accounts. I cleared the overdue amount in 3 days and even deposited the total amount to close one of my loans while the other loan had only rs. 19000 (Nineteen thousand) left to be cleared.

I had deposited almost rupees nine lacs in 5 days so that my cibil is not adversely affected for long time. Bothe the loan accounts were cleared and closed.

I had requested the bank to update my cibil so that i can avail loan from another bank. They assured that it will happen in a few days. But even after almost 2 months my cibil has not yet been updated. Now banks are not going to give loan as my cibil still reflects od of over 2.5 lacs. I have again requested the bank to update cibil and even raised a complaint with cibil.

But the bank is not willing to comply and is trying to procrastinate by giving excuses.

Please help, as this is adversely affecting my business.

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May 26, 2016

Updated by varun mundhra Varun Mundhra — Bank Of India no Cibil Update

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Va varun mundhra on May 26, 2016
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Sir,

I have a savings account with Bank Of India Chaibasa and had 2 commercial vehicle loan accounts with them as well. Due to some unforeseen problems i was unable to keep the loan accounts updated and the loan went into NPA on 30.03.2016. The balance loan of both accounts was a total of Rs. 900000 (nine lacs) with OD of Rs. 250000(two lac fifty thousand)

On asking the bank officials for directions so that the same could be resolved there was some heated discussion and due to bad behavior of bank officialsi decided to close my loan accounts. I cleared the Overdue amount in 3 days and even deposited the total amount to close one of my loans while the other loan had only Rs. 19000 (nineteen thousand) left to be cleared.

I had deposited almost Rupees Nine lacs in 5 days so that my cibil is not adversely affected for long time. Bothe the loan accounts were cleared and closed.

I had requested the bank to update my cibil so that i can avail loan from another bank. They assured that it will happen in a few days. But even after almost 2 months my cibil has not yet been updated. Now banks are not going to give loan as my cibil still reflects OD of over 2.5 lacs. I have again requested the bank to update cibil and even raised a complaint with cibil.

But the bank is not willing to comply and is trying to procrastinate by giving excuses.

Please help, as this is adversely affecting my business.

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Comments

uday kumar ram

from Bolpur, West Bengal

Dear sir,
i uday kumar ram submit my two cheque in my nearest BOI branch for RTGS in 22.07.2016 but due to bank fault i didn't recieve my amount. Bank manager told me your amount got returned and he does not want give me any
documents and my return cheque also. please consider me what i do.