Namaste
Matter of Concern
Wrongful Return of a Cheque by Bank of India, Ahmedabad --
RBI guidelines not complied, nor Customer Interest --
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I had deposited a cheque of Rs 1, 00, 000, drawn on HDFC Bank on November 2, 2020
The said cheque got returned on November, 3, 2020 with the remark required information
not legible.
It is informed, cheque was torn from date portion hence scanned copy of a cheque transmitted
to HDFC Bank without date portion, hence cheque was returned. Bank of India could have
contacted Payee or a drawer of a cheque, but nothing was done.
This cheque of Rs 1, 00, 000 was given to me as a token of deposit for Booking our Flat at
Ahmedabad, and we were to book another flat against this deposit money + some money from
our fund. Our Developer has increased booking rate by Rs 50/ per sq ft wef November 4 2020
and we shall have to bear the loss.
Sir, Initially I had complained against HDFC Bank, I received 4 emails, 5 telephone calls from
HDFC Bank, informing this is utter negligence on part of Bank of India, Ahmedabad but it is
regretted Bank of India has not even responded tomy multiple complaints, reminders
I have sought compensation of Rs 10, 000 from Bank of India which is just to control such utter
negligences in future, and Customers should not suffer financial loss
Amolla Vaishnav
Mumbai
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