CIBIL — cibil score

Ashwin Vishwas Adhyapak

from Bengaluru, Karnataka

Address:

Belgaum, Karnataka

I have requested for my cibil score and i recieved it within time with score of 638 at the same time my bank manager applied my cibil and its score was 593. Just because of 7 points less my loan has been rejected. I called to cibil call centre and i told my problem your agents are saying consumer cibil version is 1 and for bank its 2 so thats why its showing diffrence in both. If this thing is right then what the logic to pay personelly to you it should be same and if you are not giving pefect solution just refund my money else i will go for consumer court. My Consumer cibil control no 783, 129, 320 Bank control no 78, 50, 08, 695 Same case happenned with my wifes cibil score Consumer control no 784, 824, 819 Bank control no 78, 50, 08, 280

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Comments

diwankar

from Bengaluru, Karnataka

Look a CIBIL score is not static and changes with every repayment. For example if your DPD is 45 days after the last score report taken then automatically it gets updated.

The most important point is that you seem to take things personally. Please dont do that. Your own statement makes it clear that you were upset because the loan was rejected. Now dont make it look like you are a crusader for everyone's rights about CIBIL. The fact is as clear as the sky above your head that you are making noise because you did not get the loan. Stop the grandstanding and dont keep fighting with everyone. Learn to be a good citizen of the country.
This is your quote from your complaint "Just because of 7 points less my loan has been rejected."

diwankar

from Bengaluru, Karnataka

if you are very angry then don, t read further. if you are cool then listen to me -- a low CIBIL score happens because the repayment record is not great. What is there to take a moral high ground when your repayment has not been prompt. It is like a thief reporting that there are not enough things to steal.

Ashwin Vishwas Adhyapak

from Bengaluru, Karnataka

Mr Diwankar
I am not telling them to increase my score i am not aggreed with consumer cibil score and bank cibil score.
They should be same otherwise whats the logic to apply personally cibil Score and it should be same in both side.
And if you are not understand Dont reply and dint give such nonsence reply.

chana69

from Mumbai, Maharashtra

Mr Ashwin, do you think CIBIL is basing its score on your approval. Please repay your loan properly and then see your score moving up. Not repaying loans on time and expecting others to praise you is plain audacity. Ar, ent you ashamed of yourself

chana69

from Mumbai, Maharashtra

first repay properly. CIBIL does not take approval before publishing. If that is the case every defaulter would get a high rating. COmmon sense.

THALAKANTI ANIL KUMAR

from Paloncha, Telangana

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thalakanti
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anil
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kumar
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madhavi estate

mothinagar
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Telangana
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hyderabad
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ESCALATION DETAILS

I clear total out standing SBI credit card (I have SBI paid slip) and ABN amro bank credit card 10 years back. But these
two banks unnecessary show me bad report in my credit score. Please check once and clear these two issues as soon as possible.