CIBIL — Cibil Uploaded incorrect details to the report

Address:

Shimla, Himachal Pradesh

I am in very high pain that CiBil is trying to spoil my credibility. They are continuously uploading wrong information without verifying the details. Guys, if you have same issue then this is time together and file a PIL(Public-Interest Litigation) in the court against Cibil and reported banks. My case is that where many bank and lending institutions posted wrong details and inquires in the report. By this way, I lost score from 760 to 720 and now it is 718. They are reducing score very fast even in 10 to 15 days interval. I have no any default EMIs and credit cards payments in past 2 years. But a bank posted wrong a over due amount of Rs.55734 in July 2015 as over draft account. I never have any over draft account with reported bank. I raised complained on 22nd august with Dispute ID -D[protected] and Another dispute for same D[protected]. Till today I am not getting any update from Cibil as well as bank. By this way I am in trouble because it shows over due and decreasing my score. Another Hand, I inquired credit facility from bank/other lending institutions but they are reporting double/triple entry for same application. Some institutions/bank are reporting on-line eligibility checking inquires to cibil. I raised complain with dispute ID D[protected] on[protected] and replied that all details are correct. How it could be? Report Cibil into the negative list and file PIL and cases in the court. we require to teach lesson to them. I know that CIBIL is not only faultier bank/lending institutions are also same faultier because they are reporting incorrect information to cibil. When we apply for any credit facility, then every institutions check cibil without any doubt, when we need to correct details into the cibil report then they are not serious at all. they never respond properly on this. How could you keep our records without proper verification of the content/details of the consumer? Are you MAD? Are you hacker? This is ridiculous. I will not leave you in anyway I am finding the way of law to teach the lesson. I am not against that loan or credit faultier are not known by banks but there must be only faultier lists not our all personal credentials. there is risk of hacking of details and can be used in wrong way. CIBIL is not Govt institution at all who can keep our personal details by this irresponsible way. Jago Grahak Jago!! Go ahead and help me to File PIL in the court against Cibil.