CIBIL — Discrepancies in account of Mr Sukhbeer Singh S/o Brijpal SIngh

Address:Gautam Buddh Nagar, Uttar Pradesh

Dear concern, Very first, let me introduce me, myself Sukhbeer Singh, s/o Late Shree Brijpal Singh r/o House No. 52, Village & Post Kasna, Greater Noida, Distt. Gautam Budh Nagar, U.P. – 201307. According to your report dated 20.03.2015 time 10.56.27 bearing control no. 80.97.21.633, I found that there are lots of mistakes / wrong information linked with my CIBIL account. Above said report is linked with some others account named Sukhbeer Singh s/o Daya Singh, it seems that two persons one myself & second Mr. Sukhbeer Singh S/o Daya Singh has been linked by CIBIL in one single account. According to me discrepancies are below in tabular form of merge accounts which needs unmerge please:- Sukhbeer Singh S/o Brijpal Singh (Myself) Sukbheer Singh S/o Daya Singh Loan Sanctioned Amount Sanctioned Date Balance Loan Sanctioned Amount Sanctioned Date Balance 19, 50, 000/- 28.03.2014 19, 26, 839/- 3, 00, 000/- 30/11/2004 1, 54, 296 2, 00, 000/- 07.03.2009 Nil 50, 000/- 29.10.2004 Nil 6, 53, 485/- 30.12.2008 Nil 6, 50, 000/- 25.11.2006 Nil 2, 00, 000/- 17.07.2006 Nil 27, 000/- 22.06.2005 Nil 3, 50, 000/- 13.05.2004 Nil Out of total 09 Accounts only 07 accounts (listed above) belongs to Sukhbeer Singh S/o Brijpal Singh (myself) rest accounts / unpaid account doesn’t belongs to me please recheck at your side and correct the report. Out of total 07 accounts above listed two accounts belongs to Sukhbeer Singh s/o Daya Singh (unknown person/identity). Please find the details of this unknown person provide the full details pertaining to him like id proof submitted to bank and bank details of him and unmerge both accounts with corrections in CIBIL report. This report proves that some balance amount (Rs. 1, 54, , 296/-) is still pending unpaid which is not belongs to me, may be it belongs to another person named Mr. Sukhbeer Singh s/o Daya Singh. If CIBIL doesn’t agree with me than my deeply request you to please give me the full details of this unpaid loan amount of Rs. 154296/-, like Bank Name, Date of disbursal and disbursed account no. with full details of loan taker with ID proofs related to this account. I once again request you to please look into the matter and clear the issue because I’m in big trouble due to this minor/typo-mistake of CIBIL Data. I am enclosing my all ID proofs (Copy of Passport, Copy of PAN Card & Aadhar) for your ready reference and kind correction in CIBIL Report. Thanks and regards, Sukhbeer Singh s/o Late Brijpal Singh Cell No. [protected] Pan No. AXEPS4762J Enclosures:- 1. Scanned copy of Pan card 2. Scanned copy of Passport 3. Scanned copy of Aadhar 4. Scanned copy of Voter ID 5. Scanned copy of CIBIL report dated 20.03.2015
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Complain letter in world format jpc attched for better understanding the case

Dear Sir

We have replied to your query vide email dated March 26, 2015.

For any more information, kindly write to us online by visiting the following url on our website:http://www.cibil.com/contact-us

We would further like to advise you not to divulge personal / financial information on public forums.

Regards
Dear Sukbheer,


The CIBIL Report you attached is from bank, Please get a detail CIBIL Report from CIBIL that will have complete information. We can help you to resolve the CIBIL Problem by analysing your CIBIL


Kindly share your Contact number or please reach me on [protected] - Marina
MY CONTACT NO. IS [protected]
1. We will purchase a detailed CIBIL report (CIR) on your behalf.
2. We will be analyze your Credit History & Credit Score.
3. A detailed plan will be drafted to resolve any discrepancies first i.e., (you might have paid all the dues to the financial institutions and information in CIBIL is wrongly updated. We will fix the errors on your credit report)
4. Then we will check about the defaults / overdue amount to be paid by you to the financial institutions.
5. We will first check with you (since when you have defaulted or not paid the amount to the financial institutions)
6. Then we will check with the bank about the closure amount.
7. After paying the closure amount to the creditors.
8. We will get you the closure letter/ No due certificate letter from the bank.
9. We take the complete responsibility of the documentation for closure.
10. We also ensure the CIBIL update is done by the bank. And whichever information’s are not updated in the report we will get it updated in the report.
11. For the score to improve there must be running loan or credit card so we will get you a pre paid card for the score improvement and monitor for the score
12. After updating all the records in CIBIL, your CIBIL will be cleared & then loans should not get declined
for further details contact on [protected]

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